Calculate your take home pay after taxes
Enter your gross salary and see exactly how much you take home after federal income tax, state tax, Social Security, and Medicare. Free, no sign-up required.
| Category | Annual | % of Gross |
|---|
How is take home pay calculated?
Your take home pay is your gross salary minus federal income tax, state income tax, Social Security (6.2%), and Medicare (1.45%). The federal tax is calculated using 2026 tax brackets after applying the standard deduction ($15,000 for single filers).
Federal income tax
Calculated using 2026 progressive tax brackets after the standard deduction. Ranges from 10% to 37% depending on taxable income.
Social Security & Medicare
Social Security is 6.2% on wages up to $176,100. Medicare is 1.45% on all wages, plus an extra 0.9% on wages over $200,000.
State income tax
Varies by state โ from 0% (Texas, Florida, Nevada) to over 10% (California, Hawaii). Select your state above for the correct rate.
Effective vs marginal rate
Your effective rate is the total tax divided by gross income. Your marginal rate is the tax bracket your last dollar of income falls into โ always higher than the effective rate.