.hero[data-astro-cid-bmusotxz]{padding:3.5rem 2rem 2rem;text-align:center;max-width:700px;margin:0 auto}.hero-eyebrow[data-astro-cid-bmusotxz]{font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:1rem}.hero[data-astro-cid-bmusotxz] h1[data-astro-cid-bmusotxz]{font-size:clamp(1.75rem,4vw,2.75rem);font-weight:600;color:var(--black);line-height:1.1;letter-spacing:-.03em;margin-bottom:1rem}.hero[data-astro-cid-bmusotxz] p[data-astro-cid-bmusotxz]{font-size:1rem;color:var(--muted);line-height:1.6;margin-bottom:1.5rem}.promise-strip[data-astro-cid-bmusotxz]{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin-bottom:2.5rem}.promise-pill[data-astro-cid-bmusotxz]{display:flex;align-items:center;gap:6px;font-size:12px;font-weight:500;color:var(--green);background:var(--green-bg);border:1px solid #BBF7D0;padding:5px 12px;border-radius:20px}.promise-pill[data-astro-cid-bmusotxz]:before{content:"";width:6px;height:6px;background:var(--green);border-radius:50%;flex-shrink:0}.calc-wrap[data-astro-cid-bmusotxz]{max-width:960px;margin:0 auto;padding:0 1.5rem 2rem}.calc-card[data-astro-cid-bmusotxz]{background:var(--white);border:1px solid var(--border);border-radius:16px;overflow:hidden;box-shadow:0 1px 3px #0000000f,0 8px 32px #0000000a}.calc-body[data-astro-cid-bmusotxz]{display:grid;grid-template-columns:1fr 1fr}@media(max-width:700px){.calc-body[data-astro-cid-bmusotxz]{grid-template-columns:1fr}}.calc-inputs[data-astro-cid-bmusotxz]{padding:2rem;border-right:1px solid var(--border)}@media(max-width:700px){.calc-inputs[data-astro-cid-bmusotxz]{border-right:none;border-bottom:1px solid var(--border)}}.input-group[data-astro-cid-bmusotxz]{margin-bottom:1.25rem}.input-label[data-astro-cid-bmusotxz]{font-size:11px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:6px;display:block}.input-row[data-astro-cid-bmusotxz]{display:flex}.input-prefix[data-astro-cid-bmusotxz]{display:flex;align-items:center;background:var(--bg);border:1px solid var(--border);border-radius:var(--radius) 0 0 var(--radius);padding:0 12px;font-size:14px;font-weight:500;color:var(--muted);border-right:none;flex-shrink:0}.input-field[data-astro-cid-bmusotxz]{width:100%;font-family:var(--font-sans);font-size:14px;color:var(--black);background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:10px 14px;outline:none;transition:border .15s}.input-field[data-astro-cid-bmusotxz].with-prefix{border-radius:0 var(--radius) var(--radius) 0}.input-field[data-astro-cid-bmusotxz]:focus{border-color:var(--black);background:#fff}select[data-astro-cid-bmusotxz].input-field{cursor:pointer}.input-divider[data-astro-cid-bmusotxz]{font-size:11px;color:var(--muted);text-align:center;margin:1rem 0 .5rem;letter-spacing:.05em;text-transform:uppercase}.calc-results[data-astro-cid-bmusotxz]{padding:2rem;background:#fafaf8}.result-label[data-astro-cid-bmusotxz]{font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:.5rem}.result-net[data-astro-cid-bmusotxz]{font-size:3rem;font-weight:600;color:var(--black);letter-spacing:-.03em;line-height:1;margin-bottom:.25rem}.result-net-sub[data-astro-cid-bmusotxz]{font-size:13px;color:var(--muted);margin-bottom:1.5rem}.result-freq[data-astro-cid-bmusotxz]{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:1.25rem}.result-freq-card[data-astro-cid-bmusotxz]{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:.85rem 1rem}.result-freq-label[data-astro-cid-bmusotxz]{font-size:11px;color:var(--muted);margin-bottom:3px}.result-freq-value[data-astro-cid-bmusotxz]{font-size:15px;font-weight:600;color:var(--black)}.effective-rate[data-astro-cid-bmusotxz]{background:var(--blue-bg);border:1px solid #BFDBFE;border-radius:var(--radius);padding:.75rem 1rem;margin-bottom:1rem;display:flex;justify-content:space-between;align-items:center;font-size:13px}.effective-label[data-astro-cid-bmusotxz]{color:#1d4ed8}.effective-value[data-astro-cid-bmusotxz]{font-weight:600;color:#1d4ed8;font-size:16px}.action-row[data-astro-cid-bmusotxz]{display:flex;gap:8px;margin-top:1rem}.action-btn[data-astro-cid-bmusotxz]{flex:1;font-family:var(--font-sans);font-size:12px;font-weight:500;padding:9px;border:1px solid var(--border);border-radius:var(--radius);background:var(--bg);color:var(--text);cursor:pointer;transition:all .15s}.action-btn[data-astro-cid-bmusotxz]:hover{border-color:var(--black)}.breakdown-section[data-astro-cid-bmusotxz]{max-width:960px;margin:0 auto;padding:0 1.5rem 3rem}.breakdown-title[data-astro-cid-bmusotxz]{font-size:1.25rem;font-weight:600;color:var(--black);letter-spacing:-.02em;margin-bottom:1rem;text-align:center}.result-table[data-astro-cid-bmusotxz]{width:100%;border-collapse:collapse;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;font-size:13px}.locations-section[data-astro-cid-bmusotxz]{max-width:960px;margin:0 auto;padding:0 1.5rem 4rem}.locations-title[data-astro-cid-bmusotxz]{font-size:1.25rem;font-weight:600;color:var(--black);letter-spacing:-.02em;margin-bottom:.5rem;text-align:center}.locations-sub[data-astro-cid-bmusotxz]{font-size:14px;color:var(--muted);text-align:center;margin-bottom:1.5rem}.states-grid[data-astro-cid-bmusotxz]{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:8px;margin-bottom:2rem}.state-link[data-astro-cid-bmusotxz]{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:10px 14px;font-size:13px;color:var(--text);transition:all .15s;display:block}.state-link[data-astro-cid-bmusotxz]:hover{border-color:var(--black);background:var(--black);color:#fff}.seo-section[data-astro-cid-bmusotxz]{max-width:960px;margin:0 auto;padding:0 1.5rem 4rem}.seo-heading[data-astro-cid-bmusotxz]{font-size:1.25rem;font-weight:600;color:var(--black);letter-spacing:-.02em;margin-bottom:.75rem;text-align:center}.seo-text[data-astro-cid-bmusotxz]{font-size:14px;color:var(--muted);line-height:1.7;max-width:680px;text-align:center;margin:0 auto 2rem}.seo-grid[data-astro-cid-bmusotxz]{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.5rem}.seo-card[data-astro-cid-bmusotxz]{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem}.seo-card[data-astro-cid-bmusotxz] h3[data-astro-cid-bmusotxz]{font-size:14px;font-weight:600;color:var(--black);margin-bottom:.5rem}.seo-card[data-astro-cid-bmusotxz] p[data-astro-cid-bmusotxz]{font-size:13px;color:var(--muted);line-height:1.6}.state-stats[data-astro-cid-bmusotxz]{display:flex;gap:12px;flex-wrap:wrap;margin:1.25rem 0 2rem;padding:1.25rem;background:var(--blue-bg);border:1px solid #BFDBFE;border-radius:var(--radius)}.stat-item[data-astro-cid-bmusotxz]{flex:1;min-width:100px}.stat-label[data-astro-cid-bmusotxz]{font-size:11px;color:#1d4ed8;font-weight:500;text-transform:uppercase;letter-spacing:.05em;margin-bottom:3px}.stat-value[data-astro-cid-bmusotxz]{font-size:16px;font-weight:600;color:var(--black)}